American Income Life, AIL, Altig International RIPOFF, PYRAMID SCHEME WASTE OF TIME Burnaby British Columbia*UPDATE - Rip-off Report REVIEW: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation. Cons. Try swallowing this one and I'll look up some comparable prices through legitimate insurance companies for 10,20,30 year terms since that would be a wiser choice for Mr. Doe working at the local union. Like the others, you were too scared to put up the numbers so I did for you and now that I did I see you shut up. By paying the claim they are doing by law what they have to as long as he died accidently and they can't prove in a way in accordance with the exclusions on the no cost accidental death benefit, there are several, try reading them some day. Frank, Rich can't answer you with out looking like a moron, because Jimmie's numbers are quite accurate. Consumers can feel safe, confident and secure doing business with American Income Life / National Income Life an excellent business opportunity for people who like people and like to make money New York Reason For Parent Company New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Why do you think I left. *UPDATE ..August 30, 2010 ..after 4 years, no unresolved disputes. Now if you could stop avoiding the question and answer it I would be happy and the readers would learn some facts rather than your smooth talking answers to questions that were not asked. $8.58 per thousand times 500 equals only $4,290 per year, only $357.50 per month or only $11.75 per day. Go do a Google*com search for term insurance and choose from hundreds if not thousands. Donald Shuper Retired member in Good Standing, Another Local 435 member being bothered ny NILICO on SUNDAYS Local 277, AFL-CIO, AIL. The people are great couldnt have been better and the morale was kept up, but the job was just misrepresented Glassdoor has 318 American Income Life: AO reviews submitted anonymously by American Income Life: AO employees. Was he successful? ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. Unfortunately, you and I both know that not everything we read on the Internet is true. It's a front for American Income Life Insurance Companies. Click Here to read other Ripoff Reports on American Income Life TRUSTED Business | Verified businesses you can trust. Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. Pros & Cons are excerpts from user reviews. Nevertheless, as a consumer, and AIL Policy Holder, I was wondering if you could answer Jimmie's question ? I used the $200 benefit and my Blue Cross and Blue Shield bills went up $900+. I don't think I've seen as many Crooks in Jail. By the time we visit a members home, The union local executive as well as most of the shop stewards have already had a presentation about the benefits and in many cases have enrolled in some of the benefits. Rip-off Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Most of them couldn't be any further from the truth. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. American Income Life TRUSTED Business | Ripoff Report Verifiedbusinesses you can trust: Feel safe confident & secure doing business with American Income Life / National Income Life - AIL pledges its commitment to customer satisfaction and Affiliate support. ? Without explanation, SPEEA continues to refuse and ignore my requests and continues to answer with provably false and misleading statements. You probably would not know the truth anyways. In the past 10 years, this benefit has proven its worth time and time again.In 2004 alone, over $1.5 million was paid out nationally through the AD&D program. Everything is explained in great detail to everyone that is brought aboard to this company. Things for the novice to consider. 10 year term, 500,000 $185.00 per year, $15.42 per month, $0.51 per day, $0.37 per $1000x500=$185, compared to Ricky's 2,230 per year, gee Ricky which would you buy? The NEC approves insurance programs from a particular company, and that company may not market other plans sold by that company. I am already paying almost $70 per month and believe she wants to sell me more although she denies it. Can you think of any conditions where the 10 year term would be a wiser choice for Mr. Doe at 35? Bogus Celebrity Advertisements FACE & Skin CREAM Ripoff! Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. I joined the company not as a starry eyed youngster who was sold a good story, but as a veteren in business with 20 years experience. This is not an attack towards you at all, it is just to make a point that they way the "opportunity" is presented to potential agents is just shameful. It's a legitimate company that sells insurance policies. Almost everyone gets it. Copyright 1997-2023, Ripoff Report. If it is, I would cancel it, but not before getting something(if you have a need)with better rates, a higher face amount and longer term. Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, committed to addressing & resolving complaints. Keep in mind they may claim they offer over 8 Billion dollars in accidental death benefits but we all know most people don't die accidently and there are several other exclusions listed on that no cost accidental death benefit. American Income Life Scam | Complaints REVIEW : American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. *UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. For more results perform a general search for "american income life insurance". I am curious if the above poster (Dee in Appleton, Maine) is still with AIL. They provide term life insurance and whole life policies insurance. Almost a year ago- I provided to the Executive Board evidence that AIL was other than an ' honorable ' insurance company. Dumron spends half of his time threatening real agents that went on to work for real insurance companies that if they replace one of his policies he will sue them and he has not lost a lawsuit yet. MarketWatch provides the latest stock market, financial and business news. Life Insurance | Supplemental Health Insurance | American Income Life Life Insurance: It's for you them. and take care of the widow. What a deal Ricky! Is all they needed was someone with power in your union to sign the form letter. I hope I can trust the union to do the right thing and if they don't there will be legal action taken. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. Hiring practices, being an Agent is not an easy job, it is not a job for everyone, and only few are succesful. Don't you have more cancellations than everyone else in the office or did someone take your crown? American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. American Income Insurance / Torchmark Corporation. He drinks and lies a lot. Click here to read other Rip Off Reports on American Income Life Insurance, https://www.ripoffreport.com/reports/american-income-life/nationwide/american-income-life-scam-complaints-review-american-income-life-national-income-life-38805. Do they have retirement accounts,do they have pensions? American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Pie in the sky crap or legit employment opportunity ? Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Yes, the letter was sent with the Local union office as the return address. I feel sorry for people like "Joel," because until the day people like him are willing to change and grow-up, all of their past failures will continue to be the "roadmap" of their own personal "non-successes" for the rest of their lives. Copyright 1997-2023 Ripoff Report. Do they pay union dues? I work for American income life and am proud of the products they offer. 5.Pruc* The best prices you will get on the internet, it's really very simple. Or is is this a bunch of crap to get in my door to sell me more. It offers life and accident insurance, as well as supplementary health products. - - NOTICE: *UPDATE December 1, 2006. All rights reserved. If the NVP feels the plan warrants further consideration, he or she will submit it to the NEC's Insurance Committee. The David Zophin Agency & American Income Life pledge to resolve all legitimate complaints and address any issues from the past, present and in the future. Rip-off Report independent investigation showas that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% leg Insurance Companies: Altig International, American Income Life Burnaby, British Columbia Author: Vancouver, British Columbia 13, Report #38805 Jan 17 2012 07:45 AM Ripoff Report on: American Income Life Insurance | Ripoff Report Verified Safe - Ripoff report review american income life national join corporate advocacy busin. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. American Income Life Insurance review: fraud & cheating! Rip-off Report found that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. The original poster (Joel in Middletown) alleged among other things: Waco Texas, Nationwide, Zophin Agency ripoff Warwick Rhode Island *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. NOW, there very SHAMEFUL practices of AIL : As an example Selectqu_te.c*m or many others on a search engine. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. I have been with AIL for many years and have read many similar "assinine" stories and complaints about this company. And when people cancel you owe the company what little you made back. 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